Bajaj Life ACE Savings Plan

One Insurance Plan. Multiple Income Options.

Get Your Plan Details

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3.47 Cr

Lives Covered*

99.33%

Individual Death Claim Settlement Ratio*

266%

Solvency Ratio*

AAA

CARE Stable Rating*

*As published by Bajaj Life Insurance: 3.47 Cr lives covered (individual & group, as on 31 March 2026); 99.33% individual death claim settlement ratio for FY 2025-26; 266% solvency ratio as on 31 March 2026; CARE Stable Rating.

Flexible By Design

Choose How You Want Your Future Income.

Explore multiple income options and find the structure that fits your financial plans.

Early Income

Explore an option where income can start as early as the first policy month or year, subject to configuration and conditions.

Deferred Income

Choose to start receiving income after the premium payment term and applicable deferment period.

Increasing Income

An option designed to increase income at 5% p.a. on a compounding basis, subject to policy terms.

Wealth Option

Prefer a future lump sum? Explore a structure designed around a maturity benefit at the end of the policy term.

Simple process

Understand your plan before you decide.

A clear, advisor-assisted journey designed around your financial profile.

Share Your Goal

Tell us what you are planning for.

Choose an Option

Explore Early, Deferred, Increasing or Wealth.

Set Your Budget

Choose an appropriate premium commitment.

Review Illustration

Understand income, cover and maturity benefits.

Make a Decision

Proceed after understanding applicable terms.

ADVISOR SUPPORT

Insurance can be complex. We make it simple.

An R9 Wealth advisor can help you understand the relevant ACE option and personalised benefit illustration.

FAQs

Questions people usually ask.

Can income start early?

Explore multiple income options and find the structure that fits your financial plans.

Can I choose to receive income later?

Yes. The Deferred Income option is designed for customers who want income to start later, subject to the plan configuration and policy conditions.

Does the income increase over time?

The Increasing Income option is designed to increase income at 5% p.a. on a compounding basis, subject to policy terms.

Is all income guaranteed?

No. Depending on the selected variant, benefits can include a guaranteed income component and participating bonuses. Bonuses are payable only if declared by the insurer.

How will I know what I may receive?

An R9 Wealth advisor can provide and explain the personalised benefit illustration based on your age, premium, term and selected options.

See What Your Future Income Could Look Like.

Important product disclosure

Bajaj Life ACE is a Non-Linked, Participating, Individual Life Insurance Savings Plan. Eligibility, benefits and income depend on the selected variant, premium, premium payment term, policy term and other applicable conditions. Cash bonuses and terminal bonuses, wherever applicable, are not guaranteed and depend on declaration by the insurer. Refer to the official product brochure, policy document and personalised benefit illustration before purchase.

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