Loans - R9 Wealth

Mon - Sat: 9:00 AM - 6:00 PM
+91 99712 95533
info@r9wealth.com

Trusted by 1,00,000+ Borrowers

Your dreams deserve Amoolya by R9 Wealth.

Compare and find the right loan with a fast, simple, and hassle-free process.

I’m here for

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Customer Served

Products

Loan Products for Every Financial Need

One platform. Multiple loan solutions.

Loans Starting from 7.10%*

India’s Leading Banks & NBFCs on an single platform.

Documents Required

Grip’s EMI Calculator: Plan Loans Smarter & Faster

Streamline your budget planning and forecast monthly EMI payments effortlessly with Grip’s easy-to-use EMI calculator.

Loan EMI Calculator

Calculate your monthly EMI based on loan amount, interest rate and tenure.

Loan Amount (₹)

Interest Rate (%)

Tenure (Years)

Monthly EMI: ₹ 0

FAQs

Commonly Asked Questions

If you have any query regarding loans, please feel free to call us. Our team will be glad to serve you.

Does checking eligibility affect my credit score?

No. Eligibility checks do not impact your credit score.

Do I need to visit multiple banks?

No. The process is coordinated digitally and centrally.

Can I apply jointly with a co-applicant?

Yes. Joint applications are supported, subject to lender criteria.

How long does approval take?

Timelines depend on your profile, documents, and lender. The platform helps reduce unnecessary delays.

Is this platform a lender?

No. This is a lending marketplace and facilitation platform that connects you with lenders.

Is LAP cheaper than a personal loan?

Yes. Since LAP is secured by property, rates are usually lower than unsecured loans.

Will I lose ownership of my property?

No. You continue to own and use the property. It is only mortgaged as security.

Can I apply if the property is jointly owned?

Yes, subject to co-owner consent and lender guidelines.

How long does LAP approval take?

It depends on valuation and legal checks. The process helps streamline approvals.

Is commercial property accepted for LAP?

Yes, many lenders accept commercial properties based on location and usage norms.

Can salaried individuals apply for LAP?

Yes. LAP is available for both salaried and self-employed applicants.

Does checking LAP eligibility affect my credit score?

No. Eligibility checks do not impact your credit score.

Can LAP be used for business purposes?

Yes, subject to lender policy and declared end use.

What if I already have a loan on the property?

Some lenders allow LAP on properties with existing loans, subject to conditions.

Is this platform the lender?

No. This is a lending marketplace and facilitation platform that connects borrowers with lenders and NBFCs.

Is collateral required for business funding?

Most business loans are unsecured, subject to lender policy. Some working capital structures may be backed by receivables.

Can new businesses apply?

Most lenders prefer businesses with operating history. Options depend on profile and banking behaviour.

Does checking eligibility affect my credit score?

No. Eligibility checks are generally score-neutral.

What’s better: Business Loan or Working Capital?

Business loans are better for fixed growth needs, while working capital is better for managing daily liquidity and operations.

Is GST mandatory?

Not always. Some lenders consider non-GST businesses using banking and alternative proofs.

Are NBFCs safe?

Yes. Many NBFCs are RBI-regulated and widely used for MSME lending.

Can I apply if I already have existing loans?

Yes, if cash flows support repayment capacity.

How fast can I get funds?

Timelines vary by lender, profile, and documentation. Faster approvals may be possible with complete documents.

Is this platform the lender?

No. This is a facilitation platform connecting borrowers with banks and NBFCs.

Why my Business Funding Applications Get Rejected (India)

Applying to the wrong lender for the business profile
Inconsistent banking patterns
Mismatch between declared turnover and cash flows
Multiple loan enquiries impacting credit perception
Missing or incorrect documentation

Does checking personal loan eligibility affect my credit score?

No. Eligibility checks do not impact your credit score.

Is collateral required for a personal loan?

No. Personal loans are generally unsecured.

Can self-employed individuals apply?

Yes, subject to income stability and lender criteria.

How fast can a personal loan be approved?

Timelines vary by lender and profile. The process helps reduce unnecessary delays.

Can I apply if I already have other loans?

Yes, subject to overall repayment capacity.

What credit score is required for a personal loan?

There is no fixed score. Different lenders have different eligibility criteria.

Will I receive calls from multiple lenders?

No. The process is coordinated to help avoid unnecessary calls.

Can I prepay or foreclose my personal loan?

Prepayment and foreclosure terms depend on lender policy. These charges and conditions are usually shared before proceeding.

Is GST applicable on personal loans?

GST may apply on processing fees and certain charges, as per lender terms.

Is this platform a bank or NBFC?

No. This is a lending facilitation platform that connects borrowers with banks and NBFCs.

Why did my Personal Loan application get rejected?

Low or inconsistent income
High existing EMI burden
Poor or limited credit history
Multiple recent loan enquiries
Applying with mismatched eligibility criteria

Get a Quote

Send Us Your Query

At R9 Wealth, we provide personalised solutions for loans, insurance, mutual funds, and wealth management to help you achieve your financial goals.

Office Address :

01-041, First Floor MGF Metropolis Mall MG Road, Sector 28 Gurugram – 122002 India

Office Hours:

Monday to Saturday: 9:00 AM - 6:00 PM Sunday: Closed

Talk To Us :

+91 99712 95533

Email Us:

info@r9wealth.com

Book Your Free Consultation

Office Space Unit No. 01-041, MGF Metropolis Mall, Mehrauli Gurugram Road, Sector 28, Gurugram, Haryana - 122002

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Contact No: +91 9971295533

Email: info@r9wealth.com

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Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not an indicator of future returns. R9 Wealth is an AMFI registered Mutual Fund distributor with ARN – 334421 (ARN Validity Period: 18-July-2025 to 17-July-2028). R9 Wealth and its brand assets are trademarks of R9 Wealth Financial Services.

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